Buyers Tips & Information

Buyers Tips & Information What Credit Score Do You Need To Buy A House? There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and 800. Here is the breakdown […]
Buyers Tips & Information Homeownership is a Cornerstone of the American Dream “The rumors of my death are greatly exaggerated.” The famous quote attributed to Mark Twain can apply to homeownership in the United States today. During the housing bubble of the last decade, the homeownership rate soared to over sixty-nine percent. After the crash, that percentage continued to fall for the next ten years. That led […]
Buyers Tips & Information 7 Things To Avoid After Applying for a Mortgage! Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your […]
Buyers Tips & Information What’s Going On with Bidding Wars? In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want to purchase a home. According to the Cambridge English Dictionary, bidding […]
Buyers Tips & Information 4 Reasons to Buy a Home in the Spring Spring has sprung, and it’s a great time to buy a home! Here are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 4.4% over the last 12 months. The same report predicts that prices will continue to […]
Buyers Tips & Information 5 Reasons Homeownership Makes ‘Cents’ 5 Reasons Homeownership Makes ‘Cents’   The American Dream of homeownership is alive and well. Before you sign another lease, let’s get together to help you better understand all your options. Watch Now
Buyers Tips & Information Things to Consider When Buying a Home Things to Consider When Buying a Home The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.You may be wondering if now is a good time to buy a home … or if interest rates are projected to rise or fall. I put together a free […]
Buyers Tips & Information The Housing Market Will “Spring Forward” This Year! Just like our clocks this weekend, in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale has been holding back the market. Many potential sellers believe that waiting until Spring is in their best interest. Traditionally, they would have been right. Buyer demand […]
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Buyers Tips & Information What are the Benefits of Becoming a Homeowner? Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the first time! Why is this date important? Homeownership is not just a roof over your head! It represents shelter, […]
Buyers Tips & Information How Can I Increase My Family’s Net Worth? Every three years, the Federal Reserve conducts their Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016. The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase since 2013. At the same time, the median net worth of renters decreased by […]
Buyers Tips & Information The Cost of Buying a Home – A 50-Year Flashback The Cost of Buying a Home – A 50-Year Flashback The interest rate you secure when buying your home impacts more than just your monthly mortgage payment. The higher the rate, the more money you will pay for your home over the course of your loan. Let’s get together to discuss how to get you […]
Buyers Tips & Information 3 Tips for Making Your Dream of Buying A Home Come True Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking too much about it. Living within a budget right now will help you save money for down payments while also paying down other debts that might be holding you […]
Buyers Tips & Information 3 Reasons Why We Are Not Heading Toward Another Housing Crash With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of twelve years ago. Here are three key metrics that will explain why: Home Prices Mortgage Standards Foreclosure Rates HOME PRICES A […]
Buyers Tips & Information The First Step in Buying a home The First Step in Buying a Home Are you planning on buying a home this year? Show homeowners that you are serious about buying by getting pre-approved for a mortgage! Let’s get together to help you take the first step in making your dream of buying a home a reality! Watch Now
Buyers Tips & Information Why A Normal Market is Just What We Need The housing market has been hot for a while now. Homes have been flying off the shelves as fast as they have been listed. Buyers have been competing in bidding wars just to find a home to buy, let alone find their dream home. This ‘seller’s market’ has driven home prices to new heights. Home price appreciation […]
Buyers Tips & Information 2019 Will Be a Great Year for Buyers AND Sellers Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming! NerdWallet’s 2018 Home Buyer Report revealed that: “Approximately one-third (32%) of Americans plan […]
Buyers Tips & Information Why Homeownership Matters Now More Than Ever Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.) For Americans approaching retirement age, one of […]
Buyers Tips & Information A Millennial’s Guide to Homeownership A Millennial’s Guide to Homeownership The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.You may be wondering if now is a good time to buy a home… or if you should continue renting. I put together a free eGuide for you that will answer many of […]
Buyers Tips & Information Things to Consider When Buying a Home Things to Consider When Buying a Home The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.You may be wondering if now is a good time to buy a home … or if interest rates are projected to rise or fall. I put together a free […]
Buyers Tips & Information How to Get a Better Perspective on Affordability Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate. Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over the past decade, the market was […]